Gerber Life Accident Protection Plan

How would the people who count on you be protected if an accident suddenly took you out of their lives?

 Is this an Important Question to Ask?

 Yes, Gerber Life Insurance has an answer to this question. Gerber Life Accident Protection Insurance plan provides an accidental death coverage for the whole 24 hours in a day for your entire life period. As usual in all insurance policies, this accidental death coverage protects your family and the loved one's from the financial stress.

Gerber Life accident protection insurance policy is pre-approved for those in the age groups of 19 to 69 years and can have a coverage amount upto $100000. No health questions, no physical examinations, no regard to your occupation or anything else.

Gerber Life assures guaranteed coverge to your spouse upto a combined total of $200000 coverage for both of you. No waiting period and the accident death coverage starts as soon as the first premium is paid.

With Gerber Life you get everything you want from an insurance company: experience, trust, reliability and service.

It costs nothing to apply and you have 30 days to review the plan before the first premium is due!

Gerber Life Burial Expense Life Insurance Policy

Gerber Life Guaranteed Life Burial Expense Life Insurance Policy is especially for those in the age groups of  50 to 75 years. A sudden demise in a family may result in a funeral expenses of over and above $7000 for burial. A death in a family is not only a huge loss to the loved family members but also fetches them into a financial burden towards funeral.

So, Gerber Life brings in Guaranteed Life Burial Expenses plan for those in the age groups of 50 to 75 years and wishing to secure their family from financial burden after death. The coverage amount is from $3000,$5000, $7000 and $10000. It is guaranteed because the acceptance to this Life Burial Expense plan is considered regardless of your health.

During the life time you can borrow on the cash value of this Insurance Policy bearing a very less interest rate of 8%.

Graded Death benefit limitation is for the first two years of inception of this Insurance policy.

• Death due to illness within the first two years fetches a full refund of all premiums paid plus 10%.
• Death due to accident within the first two years fetches a full face amount.
• Death due to suicide within the first two years only a refund of all paid premiums.

Remember, it costs nothing to apply and you have 30 days to review the policy before the first premium is due!

*Federal Trade Commission. "Funerals: A Consumer Guide." June 2000, Adjusted using the Bureau of Labor Statistics CPI for 2005.

In the following states, FL, LA, MD, MO, MT, NH, NJ, OR, SC, WV, our Guaranteed Life policy is only available by phone at 1-800-704-2180. This policy is not available in AR, MA, MN, PA, WA, Northwest Territories, Nunavut, Quebec and Yukon.

Gerber Life Whole Life Plan

Predicting future is not a possibility. Planning your future is not an impossibility. To avoid financial risk to your family and loved one's it is a barest necessity to insure your life.

Gerber Life Whole Life Insurance Plan helps you to protect the financial future of your family from mishaps / hazards that may occur in your life.

Gerber Life Whole Life Insurance plan provides many advantages.

• Whole Life Insurance Policy offers coverage amounts ranging from $25000 to $150000 in multiples of $25000.
• Premium is locked with the rates at which coverage is insured for your whole life.
• A guaranteed 'cash value' when you need some urgent cash.
• Application can be made just answering a few questions regarding your health.
• No medical exam for those in age groups between 18 and 50 years with average health.
• Medical exam fee paid for those above 51 years and insuring for more than $100000.
• Stop paying premiums with 'Waiver of Premium Rider' for total disability before 60 years continuing beyond 6 months upto the age of 60 years....and cash value keeps increasing as if you have paid regular premiums thus securing your family absolutely no risk.

Gerber Life-Child Whole Life Insurance Policy-The Grow Up Plan

The Grow up life insurance plan from Gerber Life Insurance covers the entire life of the children aged between 14 days through 14 years. In short words, it is lifetime advantageous Child Life Insurance.

The Gerber Child Whole Life Insurance Policy starts from $5000 to $50000 to protect your child. The childhood premium as low as 11 cents a day is locked for the entire life of the child, even when the insured child opts for an adult size coverage.

Child Whole Life Insurance coverage under this Gerber Grow up plan automatically doubles at the age of 18 years of the insured child.

The most advantageous part of the Grow up plan is that it accumulates cash value as long as premium payments are made. On attaining the age of 25 years, the cash value of the Gerber Life Insurance Child Whole Life Grow Up plan equates to 100% of the premiums paid.

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Gerber Life Insurance - The Start Smart College Plan

The Start Smart College Plan is a risk-free and an easy way for you to secure College Education to your child. It is an endowment life insurance policy. You can plan your affordability of amounts that can be spared for your child's education every month and Gerber Life provides you the guaranteed benefit payments ranging between $10000 to $150000.

In fact Start Smart College plan is a budget plan that eases worries to make your child secure a perfect college education that's been a dream of you.

The standard premium for this Smart College plan starts from just a dollar a day. Life insurance protects your child with complete benefits if something is going to happen to you before the maturity of the Start Smart College plan.

The cash value of this Smart College Plan policy from Gerber Life Insurance increases throughout the policy term as long as there is continuous payment of premiums. On the date of maturity, the complete benefit payment shall always be greater than the premiums paid by you.

Did You Know?

• The average cost per year at a 4-year public college is about $14,000 for in-state students and about $25,000 for out-of-state students.
• The average cost per year at a 4-year private college is about $34,000.
• College costs have typically risen 4-6% every year.
• Financial aid and scholarships cannot be expected to cover the full cost of college.

Source: The College Board, Trends in College Pricing 2008. Prices are for 2008-09 and include tuition, fees, room and board.

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Gerber Life - Term Life Insurance

Term Life Insurance Policy from Gerber Life Insurance is the most reliable and affordable Insurance plan that protects the interests of future financial status of your family.

The Gerber Life Term Life Insurance policy covers between $25000 to $150000 with plan terms varying from 10, 15, 20 or 30 years. Choice of policy coverage and term for the Term Life Insurance plan is flexible and fits your budget. Term Life Insurance is for adults in the age range between 18 and 60 years. No medical examination is required for applying to this Gerber Life Term Life Insurance plan.

Unlike in other types of Term Coverage policies, your premium never raises during the term of Term Life Insurance policy.

With Gerber Life Term Life Insurance plan you've already planned for the future security of your loved ones and thus you'll enjoy greater peace of mind today.

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Find Your Gerber Life Insurance Plan

Gerber life is the leading Insurance company that provide various insurance products having a wide protection coverage.

Joining Gerber Life Insurance Plan means that you have taken complete care of your loved and dear ones.